Guide · step-by-step
Due diligence before buying abroad
Without due diligence you buy risk, not property.
- Title
- Building condition
- Legal risks
Independent legal and technical reviewers protect the buyer from defects, debts and restrictions that photos and sales material do not reveal. Review should end with a written conclusion before any non-refundable payment.
1. Owner, title and restrictions
Match the seller to the current registry and verify title, co-owners, mortgages, charges, easements, disputes and access rights. Counsel should explain what must be discharged before transfer and how discharge will be evidenced.
2. Physical and permitted condition
Compare the layout and area with registry and planning records. A surveyor should inspect structure, roof, damp, services, cooling, pool and signs of unauthorised work. Classify defects as critical, repairable or cosmetic and attach cost estimates.
3. Building debts and planned works
Request bylaws, recent meeting minutes, a unit debt certificate, building budget, reserve fund, insurance and approved works. A special roof or lift assessment can change the economics immediately after completion.
4. Intended use
Confirm that planning, licences, building rules, insurance and any tenancy allow the use or letting you intend. A seller’s past activity is not proof that you may legally continue it.
5. Contract and safe payment
The contract should define the asset, included contents, deadlines, exit conditions, discharge of charges and treatment of defects. Send money only to a verified account under a lawyer-approved mechanism, and verify any account change through a second channel.
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FAQ
No. It can be useful background, but the buyer should appoint and pay the lawyer and surveyor. Both should report solely to you and confirm the current position in writing.